Deendayal Jan Aajeevika Yojana (Shehari): MoHUA's urban livelihoods mission, in pilot in 25 cities, replacing DAY-NULM.
550 jobs have been generated through self-employment loans in Karnal. 41.7% of jobs overall are self-employment, better than the typical district. The D-JAY(S) Urban Livelihoods unit works this ground, helping urban youth set up and sustain small enterprises.
77% of registered enterprises are in services while 23% are in manufacturing. Only 9% of employment is in small and medium enterprises. 80% of school-age children are enrolled in higher secondary school (classes 9–12).
In Karnal, which ranks 11 of 22 in Haryana for youth opportunity, the overall opportunity score is 52.8 out of 100. On women-owned enterprises at 25.9%, it sits close to the national mark. The district has 78,817 registered service enterprises.