Deendayal Jan Aajeevika Yojana (Shehari): MoHUA's urban livelihoods mission, in pilot in 25 cities, replacing DAY-NULM.
547 jobs have been generated through self-employment loans in Ratnagiri. 44.8% of jobs overall are self-employment, better than the typical district. The D-JAY(S) Urban Livelihoods unit works this ground, helping urban youth set up and sustain small enterprises.
72% of registered enterprises are in services while 28% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 58% of school-age children are enrolled in higher secondary school (classes 9–12).
In Ratnagiri, which ranks 17 of 36 in Maharashtra for youth opportunity, the overall opportunity score is 46.5 out of 100. On women-owned enterprises at 20.3%, it sits close to the national mark. The district has 63,020 registered service enterprises.