Pillar: Opportunity Infrastructure
Ratnagiri disburses ₹22,835 in small business loans per lakh population. The district trains 7 youth per lakh under short-term skilling, behind the typical district. The Rural Self Employment Training Institute prepares rural youth to use credit like this to start their own enterprise.
72% of registered enterprises are in services while 28% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 51% of school-age children are enrolled in higher secondary school (classes 9–12). Only 3% of ITI trainers are certified.
In Ratnagiri, which ranks 6 of 36 in Maharashtra for youth opportunity, the overall opportunity score is 52.9 out of 100. The district runs ahead of the national picture on self-employed workers at 32.7%, while it lags on skilling trainees who get certified at 61.5%. On women-owned enterprises at 20.3% and young people in the labour force aged 15 to 29 at 48.3%, it sits close to the national mark.
Mandated services and how to locate the RSETI in Ratnagiri are in the Ratnagiri district course and the English reference guide (Hindi). See the Ratnagiri youth opportunity scorecard for the full district picture.