More than three quarters of India's MSMEs are micro enterprises with under ten workers. Most young entrepreneurs operate informally, outside the EPFO net. State-by-state density of registered MSMEs varies by an order of magnitude.
India has 36 states and union territories and roughly eight hundred districts. Of a total population of about 142.34 crore, 36.59 crore are between 15 and 29.
There are about 331 registered MSMEs per ten thousand residents nationally. 25.0% are in manufacturing and 75.0% in services. there are about 7.7 lakh EPFO-registered establishments.
The highest MSME density per ten thousand residents is in Maharashtra (567), Goa (564), Tamil Nadu (536). The lowest is in Bihar (154), Meghalaya (168), Dadra And Nagar Haveli And Daman And Diu (188).
Three central programmes anchor entrepreneurship financing for young Indians: Mudra (collateral-free loans up to twenty lakh rupees), Stand-Up India (loans of ten lakh to one crore for women and SC/ST first-time entrepreneurs), and PMEGP (margin-money subsidy for new enterprise creation).
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