A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Kurnool has 11.7 bank branches per lakh population, close to the typical district. The district's credit-deposit ratio is 186.7, better than the typical district. Every branch here is a physical point of access to savings and credit.
80% of registered enterprises are in services while 20% are in manufacturing. Only 4% of employment is in small and medium enterprises. 78% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kurnool, which ranks 20 of 27 in Andhra Pradesh for youth opportunity, the overall opportunity score is 45.7 out of 100. It trails the national picture on credit going to productive use at 55.1%. On small-business loans per lakh people at ₹40,878 and women with a bank account at 72.9%, it sits close to the national mark. The district has 1,15,048 registered enterprises.