Bank-Led Credit for Enterprise in Ysr, Andhra Pradesh

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Ysr, Andhra Pradesh · Pillar: Economic Participation

Ysr's credit-deposit ratio stands at 232.8, better than the typical district. 65.3% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 232.8 India 77.5
  • 65.3% India 62.4%

Youth opportunity in Ysr

73% of registered enterprises are in services while 27% are in manufacturing. Only 4% of employment is in small and medium enterprises. 74% of school-age children are enrolled in higher secondary school (classes 9–12).

In Ysr, which ranks 11 of 27 in Andhra Pradesh for youth opportunity, the overall opportunity score is 47.9 out of 100. It runs ahead of the national picture on bank branches per lakh people at 14.