Bank-Led Credit for Enterprise in Charaideo, Assam

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Charaideo, Assam · Pillar: Economic Participation

Charaideo's credit-deposit ratio stands at 74.5, close to the typical district. 51.7% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 74.5 India 77.5
  • 51.7% India 62.4%

Youth opportunity in Charaideo

69% of registered enterprises are in services while 31% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 52% of school-age children are enrolled in higher secondary school (classes 9–12).

In Charaideo, which ranks 25 of 35 in Assam for youth opportunity, the overall opportunity score is 43 out of 100. It trails the national picture on bank branches per lakh people at 7.