A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Dibrugarh has 12.9 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 65, behind the typical district. Every branch here is a physical point of access to savings and credit.
72% of registered enterprises are in services while 28% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 56% of school-age children are enrolled in higher secondary school (classes 9–12).
In Dibrugarh, which ranks 2 of 35 in Assam for youth opportunity, the overall opportunity score is 48.7 out of 100. It trails the national picture on credit going to productive use at 54.7%. On small-business loans per lakh people at ₹27,115 and women with a bank account at 81.2%, it sits close to the national mark. The district has 48,145 registered enterprises.