A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Kokrajhar has 5.9 bank branches per lakh population, behind the typical district. The district's credit-deposit ratio is 58.4, behind the typical district. Every branch here is a physical point of access to savings and credit.
71% of registered enterprises are in services while 29% are in manufacturing. Only 2% of employment is in small and medium enterprises. 64% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kokrajhar, which ranks 18 of 35 in Assam for youth opportunity, the overall opportunity score is 44.7 out of 100. It trails the national picture on credit going to productive use at 42.7%. On small-business loans per lakh people at ₹6,114 and women with a bank account at 73.8%, it sits close to the national mark. The district has 26,164 registered enterprises.