Bank-Led Credit for Enterprise in Nalbari, Assam

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Nalbari, Assam · Pillar: Economic Participation

Nalbari's credit-deposit ratio stands at 82.5, close to the typical district. 43% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 82.5 India 77.5
  • 43% India 62%

Youth opportunity in Nalbari

60% of registered enterprises are in services while 40% are in manufacturing. Only 2% of employment is in small and medium enterprises. 64% of school-age children are enrolled in higher secondary school (classes 9–12).

In Nalbari, which ranks 3 of 35 in Assam for youth opportunity, the overall opportunity score is 48.2 out of 100. It trails the national picture on bank branches per lakh people at 9.5.