Pillar: Economic Participation
Araria's credit-deposit ratio stands at 87.8, better than the typical district. 69.6% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
77% of registered enterprises are in services while 23% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 36% of school-age children are enrolled in higher secondary school (classes 9–12). Only 44% of ITI trainers are certified.
In Araria, which ranks 38 of 38 in Bihar for youth opportunity, the overall opportunity score is 36.4 out of 100. It trails the national picture on bank branches per lakh people at 4.9.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Araria are in the Araria district course and the English reference guide (Hindi). See the Araria youth opportunity scorecard for the full district picture.