Pillar: Opportunity Infrastructure
25% of enterprises in Araria are women-owned. 71.6% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹16,980 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
77% of registered enterprises are in services while 23% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 36% of school-age children are enrolled in higher secondary school (classes 9–12). Only 44% of ITI trainers are certified.
In Araria, which ranks 38 of 38 in Bihar for youth opportunity, the overall opportunity score is 36.4 out of 100. It runs ahead of the national picture on women in the labour force at 57.6%. On women's freedom of movement at 40.8% and women taking part in all major household decisions at 71.7%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Araria are in the Araria district course and the English reference guide (Hindi). See the Araria youth opportunity scorecard for the full district picture.