Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
28.6% of enterprises in Arwal are women-owned. 78.9% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹5,745 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
74% of registered enterprises are in services while 26% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 57% of school-age children are enrolled in higher secondary school (classes 9–12).
In Arwal, which ranks 24 of 38 in Bihar for youth opportunity, the overall opportunity score is 41.3 out of 100. It trails the national picture on women in the labour force at 25.9% and women taking part in all major household decisions at 55.8%. On women's freedom of movement at 41.2%, it sits close to the national mark.