Pillar: Opportunity Infrastructure
14.6% of enterprises in Bhagalpur are women-owned. 78% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹12,039 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
72% of registered enterprises are in services while 28% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 52% of school-age children are enrolled in higher secondary school (classes 9–12). Only 16% of ITI trainers are certified.
In Bhagalpur, which ranks 4 of 38 in Bihar for youth opportunity, the overall opportunity score is 44.9 out of 100. It trails the national picture on women in the labour force at 26.1% and women taking part in all major household decisions at 64.5%. On women's freedom of movement at 42.4%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Bhagalpur are in the Bhagalpur district course and the English reference guide (Hindi). See the Bhagalpur youth opportunity scorecard for the full district picture.