Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
14.6% of enterprises in Bhagalpur are women-owned. 78% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹12,694 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
72% of registered enterprises are in services while 28% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 47% of school-age children are enrolled in higher secondary school (classes 9–12).
In Bhagalpur, which ranks 3 of 38 in Bihar for youth opportunity, the overall opportunity score is 45.3 out of 100. It trails the national picture on women in the labour force at 26.1% and women taking part in all major household decisions at 64.5%. On women's freedom of movement at 42.4%, it sits close to the national mark.