Bank-Led Credit for Enterprise in Bhojpur, Bihar

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Bhojpur, Bihar · Pillar: Economic Participation

Bhojpur's credit-deposit ratio stands at 47.8, behind the typical district. 55.1% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 47.8 India 77.5
  • 55.1% India 62.4%

Youth opportunity in Bhojpur

77% of registered enterprises are in services while 23% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 46% of school-age children are enrolled in higher secondary school (classes 9–12).

In Bhojpur, which ranks 5 of 38 in Bihar for youth opportunity, the overall opportunity score is 44.7 out of 100. It trails the national picture on bank branches per lakh people at 7.3.