A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Darbhanga has 5.7 bank branches per lakh population, behind the typical district. The district's credit-deposit ratio is 53.7, behind the typical district. Every branch here is a physical point of access to savings and credit.
77% of registered enterprises are in services while 23% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 40% of school-age children are enrolled in higher secondary school (classes 9–12).
In Darbhanga, which ranks 23 of 38 in Bihar for youth opportunity, the overall opportunity score is 41.4 out of 100. On small-business loans per lakh people at ₹13,105, credit going to productive use at 56.3% and women with a bank account at 78.2%, it sits close to the national mark. The district has 68,580 registered enterprises.