A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Katihar has 5 bank branches per lakh population, behind the typical district. The district's credit-deposit ratio is 80.4, close to the typical district. Every branch here is a physical point of access to savings and credit.
79% of registered enterprises are in services while 21% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 36% of school-age children are enrolled in higher secondary school (classes 9–12).
In Katihar, which ranks 35 of 38 in Bihar for youth opportunity, the overall opportunity score is 38.8 out of 100. It trails the national picture on women with a bank account at 67.8%. On small-business loans per lakh people at ₹10,880 and credit going to productive use at 65.7%, it sits close to the national mark. The district has 60,045 registered enterprises.