Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Saharsa's credit-deposit ratio stands at 74, close to the typical district. 62.6% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
75% of registered enterprises are in services while 25% are in manufacturing. Small and medium enterprises account for 2.7% of MSME employment. Enrolment in classes 9 to 12 equals 36% of the population of that age.
In Saharsa, which ranks 14 of 38 in Bihar for youth opportunity, the overall opportunity score is 43.1 out of 100. It trails the national picture on bank branches per lakh people at 4.8, against 10.8 nationally.