Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
21.4% of enterprises in Bilaspur are women-owned. 81.8% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹35,321 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
81% of registered enterprises are in services while 19% are in manufacturing. Only 7% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12).
In Bilaspur, which ranks 6 of 33 in Chhattisgarh for youth opportunity, the overall opportunity score is 47.7 out of 100. It runs ahead of the national picture on women's freedom of movement at 46.1%. On women in the labour force at 46.8% and women taking part in all major household decisions at 71.3%, it sits close to the national mark.