A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Kondagaon has 7.5 bank branches per lakh population, behind the typical district. The district's credit-deposit ratio is 80.2, close to the typical district. Every branch here is a physical point of access to savings and credit.
83% of registered enterprises are in services while 17% are in manufacturing. Only 3% of employment is in small and medium enterprises. 63% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kondagaon, which ranks 25 of 33 in Chhattisgarh for youth opportunity, the overall opportunity score is 42.3 out of 100. It trails the national picture on credit going to productive use at 41.2% and women with a bank account at 62.9%. On small-business loans per lakh people at ₹11,710, it sits close to the national mark. The district has 11,057 registered enterprises.