Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
27.7% of enterprises in Bhavnagar are women-owned. 56.5% of women have their own bank account, behind the typical district. Small business loans in the district run at ₹16,804 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
71% of registered enterprises are in services while 29% are in manufacturing. Only 9% of employment is in small and medium enterprises. Only 51% of school-age children are enrolled in higher secondary school (classes 9–12).
In Bhavnagar, which ranks 17 of 33 in Gujarat for youth opportunity, the overall opportunity score is 47.1 out of 100. It runs ahead of the national picture on women's freedom of movement at 57.6%. On women in the labour force at 46.3% and women taking part in all major household decisions at 76.1%, it sits close to the national mark.