Bank-Led Credit for Enterprise in Panchmahal, Gujarat

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Panchmahal, Gujarat · Pillar: Economic Participation

Panchmahal's credit-deposit ratio stands at 85.9, better than the typical district. 49.7% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 85.9 India 77.5
  • 49.7% India 62.4%

Youth opportunity in Panchmahal

77% of registered enterprises are in services while 23% are in manufacturing. Only 5% of employment is in small and medium enterprises. 60% of school-age children are enrolled in higher secondary school (classes 9–12).

In Panchmahal, which ranks 20 of 33 in Gujarat for youth opportunity, the overall opportunity score is 46.5 out of 100. It trails the national picture on bank branches per lakh people at 8.7.