Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Surat's credit-deposit ratio stands at 134.2, better than the typical district. 61.6% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
53% of registered enterprises are in services while 47% are in manufacturing. Only 11% of employment is in small and medium enterprises. 75% of school-age children are enrolled in higher secondary school (classes 9–12).
In Surat, which ranks 6 of 33 in Gujarat for youth opportunity, the overall opportunity score is 52.9 out of 100. It runs ahead of the national picture on bank branches per lakh people at 14.2.