A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Surendranagar has 10.7 bank branches per lakh population, close to the typical district. The district's credit-deposit ratio is 94.2, better than the typical district. Every branch here is a physical point of access to savings and credit.
72% of registered enterprises are in services while 28% are in manufacturing. Only 7% of employment is in small and medium enterprises. Only 43% of school-age children are enrolled in higher secondary school (classes 9–12).
In Surendranagar, which ranks 28 of 33 in Gujarat for youth opportunity, the overall opportunity score is 44.8 out of 100. It runs ahead of the national picture on credit going to productive use at 76.2%. On small-business loans per lakh people at ₹14,460 and women with a bank account at 72.6%, it sits close to the national mark. The district has 46,576 registered enterprises.