Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
18.3% of enterprises in Bilaspur are women-owned. 82.8% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹34,458 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
85% of registered enterprises are in services while 15% are in manufacturing. Only 3% of employment is in small and medium enterprises. 98% of school-age children are enrolled in higher secondary school (classes 9–12).
In Bilaspur, which ranks 5 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 55.7 out of 100. It runs ahead of the national picture on women in the labour force at 74.4% and women's freedom of movement at 73.1%. On women taking part in all major household decisions at 68.4%, it sits close to the national mark.