Pillar: Connectivity
Chamba has 17.6 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 46.3, behind the typical district. Every branch here is a physical point of access to savings and credit.
85% of registered enterprises are in services while 15% are in manufacturing. Only 2% of employment is in small and medium enterprises. 72% of school-age children are enrolled in higher secondary school (classes 9–12). Only 42% of ITI trainers are certified.
In Chamba, which ranks 9 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 54.3 out of 100. It trails the national picture on credit going to productive use at 52.2%. On small-business loans per lakh people at ₹21,777 and women with a bank account at 85.9%, it sits close to the national mark. The district has 12,398 registered enterprises.
Mandated services and how to locate the Bank Branch in Chamba are in the Chamba district course and the English reference guide (Hindi). See the Chamba youth opportunity scorecard for the full district picture.