Pillar: Opportunity Infrastructure
28.1% of enterprises in Chamba are women-owned. 85.9% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹21,777 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
85% of registered enterprises are in services while 15% are in manufacturing. Only 2% of employment is in small and medium enterprises. 72% of school-age children are enrolled in higher secondary school (classes 9–12). Only 42% of ITI trainers are certified.
In Chamba, which ranks 9 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 54.3 out of 100. It runs ahead of the national picture on women in the labour force at 78.3%, women's freedom of movement at 64.7% and women taking part in all major household decisions at 89.1%.
Mandated services and how to locate the NRLM Self-Help Group in Chamba are in the Chamba district course and the English reference guide (Hindi). See the Chamba youth opportunity scorecard for the full district picture.