Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
28.1% of enterprises in Chamba are women-owned. 85.9% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹23,557 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
85% of registered enterprises are in services while 15% are in manufacturing. Only 2% of employment is in small and medium enterprises. 89% of school-age children are enrolled in higher secondary school (classes 9–12).
In Chamba, which ranks 10 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 52.2 out of 100. It runs ahead of the national picture on women in the labour force at 78.3%, women's freedom of movement at 64.7% and women taking part in all major household decisions at 89.1%.