Pillar: Economic Participation
Hamirpur's credit-deposit ratio stands at 24.9, behind the typical district. 46.9% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
83% of registered enterprises are in services while 17% are in manufacturing. Only 3% of employment is in small and medium enterprises. 80% of school-age children are enrolled in higher secondary school (classes 9–12). 62% of ITI trainers are certified.
In Hamirpur, which ranks 6 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 55.1 out of 100. It runs ahead of the national picture on bank branches per lakh people at 29.1.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Hamirpur are in the Hamirpur district course and the English reference guide (Hindi). See the Hamirpur youth opportunity scorecard for the full district picture.