Pillar: Opportunity Infrastructure
29.6% of enterprises in Kinnaur are women-owned. 86.2% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹39,380 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
76% of registered enterprises are in services while 24% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 56% of school-age children are enrolled in higher secondary school (classes 9–12). Only 43% of ITI trainers are certified.
In Kinnaur, which ranks 7 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 54.8 out of 100. It runs ahead of the national picture on women in the labour force at 68.5% and women's freedom of movement at 89.7%. On women taking part in all major household decisions at 72.2%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Kinnaur are in the Kinnaur district course and the English reference guide (Hindi). See the Kinnaur youth opportunity scorecard for the full district picture.