Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
29.6% of enterprises in Kinnaur are women-owned. 86.2% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹40,872 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
76% of registered enterprises are in services while 24% are in manufacturing. Only 2% of employment is in small and medium enterprises. 69% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kinnaur, which ranks 9 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 53.9 out of 100. It runs ahead of the national picture on women in the labour force at 74.4% and women's freedom of movement at 89.7%. On women taking part in all major household decisions at 72.2%, it sits close to the national mark.