Pillar: Opportunity Infrastructure
10% of enterprises in Kullu are women-owned. 78.1% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹35,356 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
73% of registered enterprises are in services while 27% are in manufacturing. Only 2% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 37% of ITI trainers are certified.
In Kullu, which ranks 12 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 51.7 out of 100. It runs ahead of the national picture on women in the labour force at 76.1% and women's freedom of movement at 76.9%. On women taking part in all major household decisions at 70.6%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Kullu are in the Kullu district course and the English reference guide (Hindi). See the Kullu youth opportunity scorecard for the full district picture.