Pillar: Connectivity
Lahaul and Spiti has 54.5 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 21.3, behind the typical district. Every branch here is a physical point of access to savings and credit.
88% of registered enterprises are in services while 12% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 42% of school-age children are enrolled in higher secondary school (classes 9–12). 50% of ITI trainers are certified.
In Lahaul and Spiti, which ranks 11 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 52.7 out of 100. The district runs ahead of the national picture on women with a bank account at 94.5%, while it lags on credit going to productive use at 51.2%. On small-business loans per lakh people at ₹39,507, it sits close to the national mark. The district has 1,177 registered enterprises.
Mandated services and how to locate the Bank Branch in Lahaul and Spiti are in the Lahaul and Spiti district course and the English reference guide (Hindi). See the Lahaul and Spiti youth opportunity scorecard for the full district picture.