Pillar: Economic Participation
Shimla's credit-deposit ratio stands at 40.9, behind the typical district. 56.2% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
87% of registered enterprises are in services while 13% are in manufacturing. Only 4% of employment is in small and medium enterprises. 72% of school-age children are enrolled in higher secondary school (classes 9–12). Only 34% of ITI trainers are certified.
In Shimla, which ranks 2 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 62.7 out of 100. It runs ahead of the national picture on bank branches per lakh people at 37.1.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Shimla are in the Shimla district course and the English reference guide (Hindi). See the Shimla youth opportunity scorecard for the full district picture.