Pillar: Opportunity Infrastructure
13% of enterprises in Shimla are women-owned. 85.5% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹34,792 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
87% of registered enterprises are in services while 13% are in manufacturing. Only 4% of employment is in small and medium enterprises. 72% of school-age children are enrolled in higher secondary school (classes 9–12). Only 34% of ITI trainers are certified.
In Shimla, which ranks 2 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 62.7 out of 100. It runs ahead of the national picture on women in the labour force at 63.3% and women's freedom of movement at 84.5%. On women taking part in all major household decisions at 78.6%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Shimla are in the Shimla district course and the English reference guide (Hindi). See the Shimla youth opportunity scorecard for the full district picture.