Pillar: Economic Participation
Sirmaur's credit-deposit ratio stands at 83.9, close to the typical district. 65.5% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
83% of registered enterprises are in services while 17% are in manufacturing. Only 11% of employment is in small and medium enterprises. 73% of school-age children are enrolled in higher secondary school (classes 9–12). Only 41% of ITI trainers are certified.
In Sirmaur, which ranks 3 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 58.4 out of 100. It runs ahead of the national picture on bank branches per lakh people at 20.9.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Sirmaur are in the Sirmaur district course and the English reference guide (Hindi). See the Sirmaur youth opportunity scorecard for the full district picture.