Pillar: Opportunity Infrastructure
20.6% of enterprises in Sirmaur are women-owned. 85.5% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹24,544 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
83% of registered enterprises are in services while 17% are in manufacturing. Only 11% of employment is in small and medium enterprises. 73% of school-age children are enrolled in higher secondary school (classes 9–12). Only 41% of ITI trainers are certified.
In Sirmaur, which ranks 3 of 12 in Himachal Pradesh for youth opportunity, the overall opportunity score is 58.4 out of 100. It runs ahead of the national picture on women in the labour force at 68.8%, women's freedom of movement at 82.2% and women taking part in all major household decisions at 91.3%.
Mandated services and how to locate the NRLM Self-Help Group in Sirmaur are in the Sirmaur district course and the English reference guide (Hindi). See the Sirmaur youth opportunity scorecard for the full district picture.