Deendayal Jan Aajeevika Yojana (Shehari): MoHUA's urban livelihoods mission, in pilot in 25 cities, replacing DAY-NULM.
1,723 jobs have been generated through self-employment loans in Kulgam. 71.2% of jobs overall are self-employment, behind the typical district. The D-JAY(S) Urban Livelihoods unit works this ground, helping urban youth set up and sustain small enterprises.
77% of registered enterprises are in services while 23% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 53% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kulgam, which ranks 13 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 50.8 out of 100. On women-owned enterprises at 14.8%, it sits close to the national mark. The district has 16,375 registered service enterprises.