Pillar: Opportunity Infrastructure
Kulgam disburses ₹45,759 in small business loans per lakh population. The district trains 2,131.8 youth per lakh under short-term skilling, better than the typical district. The Rural Self Employment Training Institute prepares rural youth to use credit like this to start their own enterprise.
77% of registered enterprises are in services while 23% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 50% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kulgam, which ranks 9 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 52.7 out of 100. It trails the national picture on self-employed workers at 71.2%. On skilling trainees who get certified at 95.4%, women-owned enterprises at 14.8% and young people in the labour force aged 15 to 29 at 49.5%, it sits close to the national mark.
Mandated services and how to locate the RSETI in Kulgam are in the Kulgam district course and the English reference guide (Hindi). See the Kulgam youth opportunity scorecard for the full district picture.