Pillar: Opportunity Infrastructure
13.4% of enterprises in Dumka are women-owned. 80% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹22,719 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
77% of registered enterprises are in services while 23% are in manufacturing. Only 3% of employment is in small and medium enterprises. Only 55% of school-age children are enrolled in higher secondary school (classes 9–12). Only 9% of ITI trainers are certified.
In Dumka, which ranks 14 of 24 in Jharkhand for youth opportunity, the overall opportunity score is 44.4 out of 100. It runs ahead of the national picture on women in the labour force at 54.2% and women taking part in all major household decisions at 89.2%. On women's freedom of movement at 39.3%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Dumka are in the Dumka district course and the English reference guide (Hindi). See the Dumka youth opportunity scorecard for the full district picture.