Pillar: Economic Participation
Gumla's credit-deposit ratio stands at 35.2, behind the typical district. 60.7% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
82% of registered enterprises are in services while 18% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 46% of school-age children are enrolled in higher secondary school (classes 9–12). Only 10% of ITI trainers are certified.
In Gumla, which ranks 16 of 24 in Jharkhand for youth opportunity, the overall opportunity score is 44.1 out of 100. It trails the national picture on bank branches per lakh people at 6.7.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Gumla are in the Gumla district course and the English reference guide (Hindi). See the Gumla youth opportunity scorecard for the full district picture.