Pillar: Opportunity Infrastructure
15.2% of enterprises in Gumla are women-owned. 76.2% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹8,957 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
82% of registered enterprises are in services while 18% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 46% of school-age children are enrolled in higher secondary school (classes 9–12). Only 10% of ITI trainers are certified.
In Gumla, which ranks 16 of 24 in Jharkhand for youth opportunity, the overall opportunity score is 44.1 out of 100. It runs ahead of the national picture on women's freedom of movement at 54%. On women in the labour force at 45.8% and women taking part in all major household decisions at 74.6%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Gumla are in the Gumla district course and the English reference guide (Hindi). See the Gumla youth opportunity scorecard for the full district picture.