Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
12.1% of enterprises in Lohardaga are women-owned. 89.3% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹13,897 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
80% of registered enterprises are in services while 20% are in manufacturing. Only 2% of employment is in small and medium enterprises. 60% of school-age children are enrolled in higher secondary school (classes 9–12).
In Lohardaga, which ranks 7 of 24 in Jharkhand for youth opportunity, the overall opportunity score is 47.3 out of 100. It runs ahead of the national picture on women's freedom of movement at 60.5% and women taking part in all major household decisions at 95.3%. On women in the labour force at 48.4%, it sits close to the national mark.