Pillar: Opportunity Infrastructure
31.7% of enterprises in Palamu are women-owned. 87.9% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹27,471 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
82% of registered enterprises are in services while 18% are in manufacturing. Only 3% of employment is in small and medium enterprises. 67% of school-age children are enrolled in higher secondary school (classes 9–12). Only 20% of ITI trainers are certified.
In Palamu, which ranks 19 of 24 in Jharkhand for youth opportunity, the overall opportunity score is 43.5 out of 100. It runs ahead of the national picture on women taking part in all major household decisions at 80.4%. On women in the labour force at 50.6% and women's freedom of movement at 43.9%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Palamu are in the Palamu district course and the English reference guide (Hindi). See the Palamu youth opportunity scorecard for the full district picture.