Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
24.1% of enterprises in Seraikela Kharsawan are women-owned. 82.1% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹13,637 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
79% of registered enterprises are in services while 21% are in manufacturing. Only 9% of employment is in small and medium enterprises. Only 55% of school-age children are enrolled in higher secondary school (classes 9–12).
In Seraikela Kharsawan, which ranks 4 of 24 in Jharkhand for youth opportunity, the overall opportunity score is 49.8 out of 100. The district runs ahead of the national picture on women's freedom of movement at 45.4%, while it lags on women in the labour force at 37.6%. On women taking part in all major household decisions at 67.9%, it sits close to the national mark.