Pillar: Economic Participation
Dharwad's credit-deposit ratio stands at 99.1, better than the typical district. 57.9% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
78% of registered enterprises are in services while 22% are in manufacturing. Only 6% of employment is in small and medium enterprises. 72% of school-age children are enrolled in higher secondary school (classes 9–12). 75% of ITI trainers are certified.
In Dharwad, which ranks 6 of 31 in Karnataka for youth opportunity, the overall opportunity score is 51.3 out of 100. It runs ahead of the national picture on bank branches per lakh people at 20.1.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Dharwad are in the Dharwad district course and the English reference guide (Hindi). See the Dharwad youth opportunity scorecard for the full district picture.