Bank-Led Credit for Enterprise in Kodagu, Karnataka

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Kodagu, Karnataka · Pillar: Economic Participation

Kodagu's credit-deposit ratio stands at 75.2, close to the typical district. 62.3% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 75.2 India 77.5
  • 62.3% India 62.4%

Youth opportunity in Kodagu

82% of registered enterprises are in services while 18% are in manufacturing. Only 7% of employment is in small and medium enterprises. 71% of school-age children are enrolled in higher secondary school (classes 9–12).

In Kodagu, which ranks 16 of 31 in Karnataka for youth opportunity, the overall opportunity score is 48 out of 100. It runs ahead of the national picture on bank branches per lakh people at 27.2.