Bank-Led Credit for Enterprise in Kolar, Karnataka

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Kolar, Karnataka · Pillar: Economic Participation

Kolar's credit-deposit ratio stands at 125.3, better than the typical district. 70% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 125.3 India 77.5
  • 70% India 62%

Youth opportunity in Kolar

78% of registered enterprises are in services while 22% are in manufacturing. Only 5% of employment is in small and medium enterprises. 60% of school-age children are enrolled in higher secondary school (classes 9–12).

In Kolar, which ranks 7 of 31 in Karnataka for youth opportunity, the overall opportunity score is 51.9 out of 100. It runs ahead of the national picture on bank branches per lakh people at 12.6.