Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
24.8% of enterprises in Shivamogga are women-owned. 89.8% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹69,193 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
77% of registered enterprises are in services while 23% are in manufacturing. Only 5% of employment is in small and medium enterprises. 73% of school-age children are enrolled in higher secondary school (classes 9–12).
In Shivamogga, which ranks 20 of 31 in Karnataka for youth opportunity, the overall opportunity score is 46.8 out of 100. It trails the national picture on women in the labour force at 36.9% and women's freedom of movement at 30.4%. On women taking part in all major household decisions at 70.1%, it sits close to the national mark.