A public-sector bank, regional rural bank, or district cooperative branch handling accounts, DBT and Mudra loans.
Ernakulam has 34.9 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 104.6, better than the typical district. Every branch here is a physical point of access to savings and credit.
75% of registered enterprises are in services while 25% are in manufacturing. Only 12% of employment is in small and medium enterprises. 98% of school-age children are enrolled in higher secondary school (classes 9–12).
In Ernakulam, which ranks 1 of 15 in Kerala for youth opportunity, the overall opportunity score is 66.7 out of 100. It runs ahead of the national picture on credit going to productive use at 71%. On small-business loans per lakh people at ₹50,050 and women with a bank account at 83.7%, it sits close to the national mark. The district has 1,48,682 registered enterprises.