Pillar: Economic Participation
Ernakulam's credit-deposit ratio stands at 104.6, better than the typical district. 71% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
75% of registered enterprises are in services while 25% are in manufacturing. Only 12% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 36% of ITI trainers are certified.
In Ernakulam, which ranks 1 of 15 in Kerala for youth opportunity, the overall opportunity score is 66.5 out of 100. It runs ahead of the national picture on bank branches per lakh people at 34.9.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Ernakulam are in the Ernakulam district course and the English reference guide (Hindi). See the Ernakulam youth opportunity scorecard for the full district picture.