Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.
Ernakulam's credit-deposit ratio stands at 104.6, better than the typical district. 71% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
75% of registered enterprises are in services while 25% are in manufacturing. Only 12% of employment is in small and medium enterprises. 98% of school-age children are enrolled in higher secondary school (classes 9–12).
In Ernakulam, which ranks 1 of 15 in Kerala for youth opportunity, the overall opportunity score is 66.7 out of 100. It runs ahead of the national picture on bank branches per lakh people at 34.9.