Bank-Led Credit for Enterprise in Idukki, Kerala

Pillar: Economic Participation

Idukki's credit-deposit ratio stands at 97.2, better than the typical district. 59.3% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

Youth opportunity in Idukki

76% of registered enterprises are in services while 24% are in manufacturing. Only 6% of employment is in small and medium enterprises. Higher secondary enrollment (classes 9–12) is 147%, likely reflecting students enrolling from neighbouring areas. Only 17% of ITI trainers are certified.

In Idukki, which ranks 10 of 15 in Kerala for youth opportunity, the overall opportunity score is 54.6 out of 100. It runs ahead of the national picture on bank branches per lakh people at 19.

Mandated services and how to locate the Bank-Led Credit for Enterprise in Idukki are in the Idukki district course and the English reference guide (Hindi). See the Idukki youth opportunity scorecard for the full district picture.